86, FLEET STREET, AND PATERNOSTER ROW, LONDON.

BANK OF DEPOSIT.

3, PALL MALL EAST, LONDON, S.W.

ESTABLISHED A.D. 1844.

PARTIES desirous of INVESTING MONEY are requested to examine the Plan of the BANK OF DEPOSIT, which differs materially from that of ordinary Banks in the mode of investing Capital Ultimate profit and security being the main objects regarded, the Board of Management principally employ their Funds in Loans upon vested Life Interests and other similar securities, and in the purchase of well-secured Reversions, a class of securities which, although not immediately convertible, it is well known yields the greatest amount of profit, combined with the most perfect safety.

RATE OF INTEREST.

The present rate of Interest is five per cent. per annum, payable half-yearly; and the Board of Management confidently anticipate that a careful and judicious selection from securities of the above description will enable them to continue this rate to the Depositors.

DEPOSIT ACCOUNTS.

Money is received daily, between the hours of TEN and FOUR o'clock. Investment Accounts may be opened with capital of any amount, and increased from time to time, at the convenience of Depositors.

A Stock Voucher, signed by two Directors, is given for each sum deposited.

DIVIDEND.

The Dividends are due and payable in January and July on the amount standing in the name of the Depositor on the 30th of June and 31st of December, and for the convenience of parties residing at a distance, may be received at the Branch Offices, or through Country Bankers.

PETER MORRISON, Managing Director.

Prospectuses and Forms for opening Accounts sent free on application.

ELECTRIC TELEGRAPH WIRES,

INSULATED WITH GUTTA PERCHA.

PERFECT INSULATION.

THE GUTTA PERCHA COMPANY are enabled, by

copper wire with Gutta Percha, to secure perfect insulation for Telegraphic purposes.

The insulated wires used in the following submarine cables were manufactured by this Company :—

The Gutta Percha Company desire to draw the attention of Telegraphic Engineers to the successful application of the double covered Gutta Percha insulated wires for UNDERGROUND TELEGRAPHS. Several thousands of miles of such wire are now in successful operation in Great Britain and Ireland.

Every variety of Gutta Percha Articles, such as Mill Bands, Tubing, Soles, Sheet Pump Buckets, Fire Buckets, Bosses, Union Joints, Flasks, Bottles, Bowls, Chamber Vessels, Toilet Trays, Curtain Rings, Galvanic Batteries, Talbotype Trays, &c., &c., manufactured by the Gutta Percha Company, and sold by their Wholesale Dealers in Town and Country.

THE GUTTA PERCHA COMPANY,

PATENTEES,

18, Wharf Road, City Road, London.

CAPITAL, QUARTER OF A MILLION.

CHIEF OFFICES:

32, LUDGATE-HILL, LONDON.

FIRE DEPARTMENT.

Every description of Fire Insurances are granted by this Company.

PLATE GLASS DEPARTMENT.

Plate and other Glass insured against accidental breakage. Losses made good with promptitude and liberality.

ACCIDENTAL DEATH DEPARTMENT.

A fixed sum of £1000 in case of fatal accident, with compensation at the rate of £5 58. weekly, and an allowance for medical expenses in addition in case of non-fatal accident, can be secured by an annual premium of £2 28., or by a single payment of £20, by the Gentry, Bankers, Merchants, Commercial Men, and others of a similar class.

A fixed sum of £500 in case of fatal accident, with compensation at the rate of £2 2s. weekly, and an allowance for medical expenses in addition in case of non-fatal accident, can be secured by an annual premium of £2, or by a single payment of £20, by Civil Engi neers, Carpenters, Masons, Working Tradesmen, Licensed Victuallers, and others of a similar class.

A fixed sum of £250 in case of fatal accident, with compensation at the rate of £1 1s. weekly, and an allowance for medical expenses in addition in case of non-fatal accident, can be secured by an annual premium of £2 58., or by a single payment of £22 10s., by Miners, Colliers, Slaters, and others of a similar class.

Other amounts in proportion.

Total loss of sight in case of accident entitles the policy holder to the full amount insured.

The loss of a limb to one-half the amount insured.
For full particulars see Prospectus.

Active Agents required in places where the Company is not already represented. Applications, with references, to be made to WILLIAM CANWELL, Secretary.

THE SCOTTISH PROVIDENT INSTITUTION.

HEAD OFFICE:

14, ST. ANDREW SQUARE, EDINBURGH,

LONDON BRANCH:

66, GRACECHURCH STREET, CITY.

THE SCOTTISH PROVIDENT INSTITUTION is the only Moderate Premiums. The Assured are at the same time exempt from personal liability.

In many Offices (including even some of the older Mutual Offices), Assurers are offered the choice of a moderate scale of Premiums, without any claim to share in the Profits-or of a right to participate in these, at an excessive rate of Premium. Assurers with the SCOTTISH PROVIDENT INSTITUTION are the sole recipients of the Profits, and at rates of Premium equally moderate with those of the Non-participating Scale of other Offices.

The WHOLE PROFITS belong to the Members, and attention is invited to the principle on which they are allocated, as at once safe, equitable, and peculiarly favourable to good lives. Already Policies originally for £1000, which have come within the participating class, have been increased to £1200 or £1500. Above 8500 Policies have been issued, assuring £3,750,000.

Reports of the Annual Meetings, and every Information, may be obtained on
application at the Head Office in Edinburgh, from any of the Agents, or at
The London Branch, 66, Gracechurch Street, City.
JAMES WATSON, Manager.

GEORGE GRANT, London Agent and Secretary.

WRITING, BOOK-KEEPING, &c.

PERSONS of

any age, however bad their writing, may, in EIGHT LESSONS, acquire permanently an elegant and flowing Style of Penmanship, adapted either professional pursuits or private correspondence. Arithmetic on Book

to

a method requiring only one-third the time usually requisite.
keeping, as practised in the Government, Banking, and Merchants'
Offices; Short-hand, &c. For terms, &c., apply to Mr. SMART,
at the Institution, 5, Piccadilly (between the Haymarket and Regent
Circus), removed from New-street, Covent-garden.

"Calculated to work miracles in penmanship."-Era. "A correct and approved method of instruction."-Magazine of Science. "A vast improvement upon any former system."-London Journal of Commerce.

CAUTION.-No connexion with parties travelling in the provinces, assuming the name, copying the advertisements, &c., of Mr. WILLIAM SMART, whose only address is-No. 5, Piccadilly, Regent Circus, London.

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